The Transport Select Committee has today released an update to its March report covering the rising costs of motor insurance premiums. It has advised that the cost of motor insurance could be cut if the government restricted the huge number of ‘subjective’ whiplash injury claims.
GBB Managing Director Brian Henderson and Operations Director Matthew Stansfield met with Louise Ellman MP, Chair of the Transport Select Committee at the Houses of Parliament in May further to the first report. Assistance was given relating to practical issues surrounding ‘whiplash’ and similar genre claims.
The Transport Select Committee’s findings are that Claimants should have to prove they have suffered a whiplash injury. The report highlights the fact that there has been a 70% rise in motor insurance claims in the past six years, despite a 23% drop in the number of casualties actually caused by road traffic accidents.
Louise Ellman MP, told the BBC that whiplash claims are ‘subjective and costly’. Mrs Ellman said the increase in claims for personal injuries was the main reason for the rise in claims overall and that whiplash, in turn, accounted for 70% of all personal injury claims.
“Many of these claims are for whiplash, an injury where diagnosis is often subjective and therefore very costly for insurers to challenge,” she said.
“The threshold for receiving compensation in whiplash cases should be raised and, if the number of such claims does not fall significantly, the government should bring forward primary legislation to require objective evidence – both of a whiplash injury and of it having a significant effect on the claimant’s life – before compensation is paid,” she added.
GBB is at the forefront of investigation and research into low speed accidents and the effects upon the vehicles involved and their occupants.
For any further information about services relating to low speed cases please contact us.